In Regular Plans, we cover you upto 65 years.
For age between 65+ till 85 years, Senior Citizens Plan would apply.
In Regular family plan the spouse is covered upto 65 years, and children from 1 month to 18 years.
Family plan includes the Insured, Spouse and 3 Children aged one month up to the age of 18.
For any additional child, premium loading applies.
100% medical expenses limit is assigned for each family member up to the age of 65 if the family plan option is availed.
100% medical expenses limit is assigned for each family member in Senior citizens family plan, age brackets applicable as per the plan selected.
50% Accidental Death and Permanent Total Disability limit is assigned for Spouse, and 25% of the same for Children covered under Family Plan.
You would need to contact our International Health care service providers, International SOS at +97146018824 for any medical emergency and travel assistance.
In Regular Plan, Majestic +, Majestic and No icing are approved by Schengen States.
Under family plan, single trip policy, all family members are covered for that particular insured journey, and would be traveling together.
In annual multi trip, under family policy, the primary insured should accompany any of the family members covered under the policy, and in which case the travel destination would be the same as well.
Common carrier is any land, water or air conveyance operated under a valid license for the transportation of passengers for hire.
Benefits are limited to the loss of checked in baggage, which is in the care, custody and control of Common Carrier, lost due to theft or misdirection by a common carrier whilst the insured is a ticketed passenger on the Common carrier and during the course of an insured journey.
We will reimburse based on the maximum shown in the Schedule of Benefits, for the cost of replacement of the baggage and its contents. The amount of compensation will be in excess of any amount paid or payable by the Common carrier responsible for the loss.
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